A 25% Chance of Success
From The Economist Magazine, February 13, 2015 BETTING on red gives the punter an 18-in-37 chance (in Europe) or 18-in-38 chance (in...


TMI: Too Much Information
One of my daughter's favourite expressions usually directed at me or my son. I've been a teacher for over almost 25 years and I'm always...


Mutual Funds Performance for 2015
The results are in according to the S&P Spiva Canada Scorecard. Here we go: "Over the five-year period ending Dec. 31, 2015,, nearly...


A Conversation with a Millennial
Yesterday, my neighbour's son was over for a visit. He's a twenty something living in Newmarket and working in construction. He is doing...


How Does Quitting Work Before Age 65 Effect Your Life
Lots of people dream of being able to retire before age 65. Not only can working be stressful, it may not be that much fun. It...


To Simplify and Filter
To simplify and filter; that is the reason I started this blog. The amount of information on investing for retirement is overwhelming,...


Sun Life Financial says Canadians spend 62% of their working income in retirement
Talk about a long title! Aside from the actuaries I've highlighted in this blog (Malcolm Hamilton and Fred Vettese - our All Stars...


Can You Really Save $250,000 by Doing-It-Yourself?
Short answer. Oh yes! Here's the math. According to Morningstar, a financial website that knows everything about mutual funds and ...


What Retire at 40 years old really means.
There are many blogs providing advice for young people on how to retire early. Basically, their advice boils down to 2 things. 1. Save...


Why You Feel (or will feel) So Poor in Your 30's and 40's.
One day you're a carefree college student and, suddenly you're not. You wake up one morning to find that you are a homeowner, a spouse,...























